1. Website Publisher:
Banque Marocaine du Commerce Extérieur – PLC with a capital of MAD 1,719,633,900 – 140, avenue Hassan II - 20 000 Casablanca - Morocco – PO Box 13425 CASA Ppal – Fax: 21 931 – 24 004

+212 (0) 522 20 04 20 / +212 (0) 522 20 03 25 – Register of Trade: CASA 27129 - Tax ID No.: 01085112 – Patent: 35502790 – CCP RABAT 1030 – CNSS 10 2808 5 - www.bmcebank.ma

2. Information on the Website:
The external information provided on the website comes from reliable sources, but BMCE Bank cannot be held liable for it.

3. Technical Aspects:
Visitors are informed that the website is accessible 24 hours a day, 7 days a week, except in cases of force majeure, IT outages, difficulties related to the structure of the telecommunications network or technical issues. For maintenance reasons, BMCE Bank may temporarily interrupt access to the website.

4. Protection of Personal Data:
BMCE Bank undertakes to protect the privacy of its users in compliance with the regulations in force and in particular with Law No. 09-08 relating to the protection of individuals with regard to the processing of personal data.

Users may provide BMCE Bank with personal data relating to them by filling in the forms or questionnaires on this website.

This data will be used for the following purposes: processing your request for information, subscribing to a product or service, drawing up statistics, for commercial prospecting, managing banking and financial relations, managing operations relating to remote banking and online services, managing complaints and enforcing the legal, regulatory and administrative provisions in force. If you do not fill in the mandatory fields, BMCE Bank will not be able to fulfill your request.

The BMCE Group is the sole recipient of this data. No transfer is made outside Morocco. However, BMCE Bank reserves the right to transmit your personal data within its legal obligations, in particular, if it is compelled to do so by judicial requisition.

How to Assert your Rights
Within the meaning of Articles 23 et seq. of Law No. 09-08 promulgated by Dahir No. 1-09-15 of 22 Safar 1430, BMCE Bank shall implement all technical and organisational measures that are necessary to guarantee the security and confidentiality of personal data collected and processed, and in particular to prevent them from being distorted, damaged or communicated to unauthorised third parties, by ensuring a level of security adapted to the risks linked to the processing and nature of the to-be-protected data.

As a user/client, you have rights of access, rectification and opposition – except in cases where the processing is required for legal purposes – to the processing of your personal data. You may exercise these rights by sending a letter with acknowledgement of receipt to the following address: BMCE Bank, Compliance, 140 Avenue Hassan II Casablanca.

Use of your Data for Prospection Purposes
In accordance with the applicable regulations, any prospection or canvassing by automatic calling machines, e-mail, SMS, MMS or fax, as well as any transfer or rental of data for prospection purposes using these means, shall only be carried out with your prior consent to receive such prospection contents via this channel and/or to allow the transfer of these data.

If you agree to receive such prospecting messages by ticking the acceptance boxes provided for this purpose on this site, you will be able to revoke this consent at any time. In particular, in every prospecting e-mail, you will be offered the possibility to object to the sending of new prospecting e-mails by BMCE Bank.

At any time and free of charge, you may oppose any prospection content by other means by writing to the contacts mentioned in the paragraph "Terms and Conditions for Asserting your Rights".

Hypertext Links:
The present site includes information made available by external companies or hypertext links to other sites that have not been developed by BMCE Bank. The existence, on this site, of a hypertext link leading to another site does not constitute a validation of this other site or the content thereof. BMCE Bank therefore shall not be held liable for these sites’ content, advertising, the products or services available on or from them.

BMCE Bank shall, under no circumstance whatsoever, be held liable for any damage caused by the use of these sites. Any complaints concerning third party sites should be directed to the administrators of these sites.

5. Intellectual Property Rights:
The general structure, texts, images, whether animated or not, and all the elements making up this website are the property of BMCE Bank, or have been acquired from third parties for use on the Internet or other media and may not be used without the consent of BMCE Bank. Any total or partial reproduction of this site or any of these elements without the express prior authorisation of BMCE Bank is henceforth prohibited. Any representation or reproduction of this site, by any process whatsoever, shall constitute a counterfeiting offence.

6. Links:
The hypertext links set up within the framework of the website to other resources present on the Internet network do not engage the liability of BMCE Bank, in particular, its liability with regard to all the content of other direct or indirect resources. BMCE Bank shall not be held liable for the hyperlinks that may point to this site and forbids any person from setting up such a link without its express and prior consent.